Payment Card User Manual

How to set up your PAYDAO Payment Card, top up USDC, and start earning $PAY cashback with every payment.

Step 1 — Top Up & Link Your Card

Download the App & Link Your Card

• Download the PAYDAO App from the Google Play Store or Apple App Store\ .png>)
• Open the app and tap + (bottom right) → Scan Card
• Hold your Payment Card to your phone's NFC area to link it to the app
• Tap Copy USDC Deposit Address and send USDC from any Solana-compatible web3 wallet
• Once funded, tap to pay at any PAYDAO terminal — every payment mines $PAY tokens as cashback

Note: One app can hold multiple cards. Deposited stablecoins are for payment only and cannot be withdrawn from the card. Lost your card? Go to Settings (top right) → enter your email → tap Save Email for card recovery.\

Step 2 — Making a Payment

Using your PAYDAO Payment Card is as simple as tapping a contactless card:

Tap to Pay

• The merchant enters the payment amount on their POS Terminal and taps Pay
• Hold your PAYDAO Payment Card to the NFC area on the terminal
• After the confirmation beep, remove your card
• Wait for the payment success confirmation — done!
• $PAY tokens are automatically minted to your wallet as cashback

Alternatively, you can scan the QR code displayed on the terminal using any Solana Pay-compatible wallet. Note: QR payments do not generate $PAY rewards for either Installers or Users.