Key Roles
Installer
Who Can Become an Installer?
Local payment operators, merchant service providers, Web3 communities, regional partners, BD teams, event organizers, agencies — anyone with access to offline merchants or real business networks. Merchants themselves can also become Installers, deploying terminals to neighboring businesses and earning from their own network. No technical background required.
What Installers Do
Onboard merchants, deploy PAYDAO POS terminals, train merchant teams, and provide ongoing support to keep stablecoin payments running smoothly in daily operations.
How Installers Earn
- Recurring Income\ Set your own service fee (0%–15%) on every merchant withdrawal, collected in USDC for as long as the terminal is active.
- Scale Effect\ More merchants, more transactions, higher returns. Earlier you deploy, the higher the rate.
- Long-term Stability\ Governed by DAO, free from centralized management.
- $PAY Rewards\ Auto-minted on every transaction through your terminals. The earlier you deploy, the higher the rate.
Merchant
Any business that wants to accept stablecoin payments. Get a PAYDAO POS terminal, set it up in minutes, and start accepting USDC instantly.
What Merchants Get
- Instant Settlement\ Funds arrive on-chain the moment a payment is made, no intermediary, no waiting.
- No Chargeback Risk\ On-chain transactions are irreversible.
- Lower Fees\ Merchants who self-install pay only the 0.5% protocol fee, far lower than the 2%–5% of traditional processors.
- Full Fund Control\
Withdraw to your own wallet at any time, no bank approval needed.
Customer
Top up USDC via the PAYDAO App, link your NFC card, and tap to pay at any merchant terminal — just like a contactless bank card.
What Customers Get
- Seamless\ As easy as tapping a traditional bank card.
- Asset Security\ Self-custody of private keys.
- Borderless\ Pay in USDC anywhere without currency exchange.
- Earn Incentives\ Every payment auto-mines $PAY cashback, no claiming needed.
PAYDAO
A DAO organization where members collectively participate in the construction, governance, and operation of the payment ecosystem.